Terms and Conditions for SmartKhata

Welcome to SmartKhata, a mobile application developed and operated by NeogenxAI.com. These Terms and Conditions (“Terms”) govern your use of the SmartKhata mobile application (“App”) available on iOS and Android platforms. By accessing or using the App, you agree to these Terms. If you do not agree, please discontinue use immediately.

  1. Acceptance of Terms
    By downloading, installing, or using the App, you acknowledge that you have read, understood, and agreed to be bound by these Terms. If you do not agree, you may not use the App.
  2. User Eligibility
    You must be at least 18 years old to use the App.
    If you are under 18, you must have the consent of a parent or legal guardian.
    By using the App, you represent and warrant that you meet these eligibility requirements.
  3. User Account
    You are responsible for maintaining the security of your account credentials.
    Any activity occurring under your account is your responsibility.
    We reserve the right to suspend or terminate accounts that violate these Terms.
  4. Privacy Policy & Data Usage
    Your use of the App is governed by our Privacy Policy, which is incorporated into these Terms.
    By using the App, you consent to the collection, use, and processing of your data for:
    Improving the platform’s functionality and user experience.
    Advertising, marketing, and analytics purposes.
    All data collected belongs exclusively to NeogenxAI.com.
    You acknowledge and agree that your data may be stored, processed, and transferred in accordance with applicable data protection laws.
  5. User Conduct & Prohibited Activities
    You agree not to:
    Use the App for illegal, fraudulent, or unauthorized purposes.
    Attempt to gain unauthorized access to the App, other accounts, or our systems.
    Disrupt, damage, or interfere with the operation of the App or its security.
    Use automated systems, bots, or other means to access or scrape data from the App.
    Post or transmit content that is harmful, offensive, defamatory, obscene, or violates the rights of others.
    Engage in any activity that could harm the reputation of NeogenxAI.com.
    Violation of these restrictions may result in termination of your account and legal action.
  6. Intellectual Property
    All content, features, trademarks, and functionalities of the App are the exclusive property of NeogenxAI.com and are protected under applicable copyright and trademark laws.
    Unauthorized reproduction, distribution, or modification of the App or its content is strictly prohibited.
    Any feedback, suggestions, or ideas submitted to NeogenxAI.com become our property, and we may use them without compensation or acknowledgment.
  7. Third-Party Services & Links
    The App may contain links to third-party websites, services, or advertisements.
    We do not endorse or take responsibility for any third-party content, products, or services.
    Your interactions with third-party services are solely between you and the third party, and NeogenxAI.com shall not be liable for any damages or losses related to them.
  8. Disclaimer of Warranties
    The App is provided on an “AS IS” and “AS AVAILABLE” basis, without any warranties of any kind.
    We do not guarantee that the App will be error-free, uninterrupted, secure, or meet your expectations.
    We disclaim all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
  9. Limitation of Liability
    To the maximum extent permitted by law, NeogenxAI.com shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of the App.
    This includes but is not limited to loss of data, revenue, or profits, or business interruptions.
    If you are dissatisfied with the App, your sole remedy is to discontinue use.
  10. Indemnification
    You agree to indemnify, defend, and hold harmless NeogenxAI.com, its affiliates, officers, employees, and agents from any claims, damages, losses, or liabilities arising from:
    Your violation of these Terms.
    Your misuse of the App.
    Your infringement of any third-party rights.
  11. Changes to Terms
    We may update these Terms at any time.
    Continued use of the App after changes are posted constitutes your acceptance of the revised Terms.
    If you do not agree to the changes, you must stop using the App.
  12. Termination & Suspension
    We reserve the right to suspend or terminate your access to the App at any time, without prior notice, for violating these Terms.
    Upon termination, your right to use the App ceases immediately.
  13. Governing Law & Dispute Resolution
    These Terms shall be governed and interpreted in accordance with applicable laws.
    Any disputes shall be resolved through arbitration or legal proceedings as required.
  14. Contact Information
    For any questions or concerns regarding these Terms, please contact us at:

📧 Email: contact@neogenxAI.com

By using the SmartKhata mobile App, you acknowledge and agree to these Terms and Conditions.